Vehicle insurance in 60 seconds

  1. 1Number
  2. 2Vehicle
  3. 3Details
  4. 4Price
  5. 5Pay

What are you insuring?

Enter your vehicle registration number

IND

Just like it's written on your number plate.

⚡ 60 seconds🔒 100% secure📄 Instant e-policy

Liability Coverage

Covers injury & property damage you may cause to third parties — mandatory under the Motor Vehicles Act.

Legal Protection

Safeguards you against legal liabilities and court-awarded compensation after an accident.

Affordable Premiums

Budget-friendly plans with instant policy issuance and zero paperwork hassle.

Three covers, one platform

Insurance for every vehicle

Third-party protection for cars, two-wheelers and commercial vehicles.

Most popular

Car Insurance

Simple prices. Super-fast claims. Mandatory third-party cover for your private car.

Starting at ₹2,094*
Car insurance

Two-Wheeler

Insure your bike or scooter in just 1 minute.

Starting at ₹714*
Two-wheeler insurance

Commercial Vehicle

Trucks, taxis, autos & fleets — third-party cover.

Starting at ₹8,300*
Commercial vehicle insurance

Why Bharat Insurance

Why Choose Bharat Insurance?

Built in India, for India — trusted distribution powered by IRDAI-licensed broking.

Trusted & Reliable

Years of experience across vehicle & general insurance.

Hassle-Free Claims

Quick, easy & fully assisted claims process — end to end.

24/7 Customer Support

Real humans, always here to assist you.

Nationwide Coverage

Insuring you across every state in India.

Simple as a push of a button

See it work before you start

This is the whole thing. Four taps, about a minute.

  1. Type your number

    Just what's on your number plate. No forms, no login.

  2. We find your vehicle

    Model, year and fuel come straight from the records. You only confirm.

  3. One honest price

    Third-party cover is a fixed government rate. Nothing to compare.

  4. Pay and you're covered

    Your e-policy reaches WhatsApp and SMS in seconds.

Questions? Answered

Frequently asked questions

Everything about buying, renewing and claiming your vehicle insurance.

Is third-party vehicle insurance mandatory in India?
Yes. Under the Motor Vehicles Act, 1988, every vehicle on Indian roads must carry at least a valid third-party liability policy. Driving without one is a punishable offence.
What does a third-party policy actually cover?
It covers injury, death or property damage you cause to a third party, plus a mandatory ₹15 lakh personal-accident cover for the owner. It's the legally required minimum for every vehicle in India.
How quickly can I get my policy?
Usually within minutes. Share your vehicle and contact details, get an indicative quote instantly, and our advisor confirms and issues the IRDAI-compliant e-policy to your inbox.
How do I file or track a claim?
Message us on WhatsApp with your policy number, or call your advisor. Our 24×7 claims desk guides you through survey, documentation and settlement.
Can I insure a commercial vehicle or a fleet?
Yes — trucks, taxis, autos, buses, tractors and full fleets. Fleet policies come with consolidated billing and a dedicated relationship manager.
Will my No Claim Bonus (NCB) carry over if I switch?
Yes. Your accumulated NCB (up to 50%) transfers when you renew or move to a new insurer through Bharat Insurance.
What documents do I need?
Usually just your vehicle registration (RC) and a mobile number to start. For own-damage cover a quick photo self-inspection may be needed if the policy has lapsed.

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